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Business Reenginnering

  Business Process Re-engineering: Where we Can and How. Case Study for Banking Ø   👉Customer Ø   👉Technology Ø   👉Human Capital Ø   👉Organizational Structure   1.        Customer Segmentation ·         On the basis of geography (provincial concept). Provincial offices are responsible to re-segment the market on the basis of their individual district/zonal/branches benefits. i.e. on central level market can be defined as 7 regional level with respective regions particular benefits like tea in Koshi Region, paddy/wheat on Madhesh, Ginger and Orange/tourism in Gandaki and Bagmati region,   corporate and industrial hub for Lumbini, herbal centric business, SMEs/MSMEs specially herbal medicine/untapped tourism may be in Karnali and Far western regions. While, Branch/zone or district level segmentation will be done as per respective levels benefits i.e. Morang will be categorized as per corporate and industrial hub; Jhapa and Ilam can be segregated with tea business hub.

नेकपा एमालेलाई भोट किन हाल्ने लुम्बिनी प्रदेशबासीले (VOTE FOR CPN UML: WHY)

देश स्थानीय निकायको निर्वाचनको संघारमा पुगेको छ, वैशाख ३० गते शुक्रबार तय गरिएको निर्वाचन का लागि विभिन्न भिन्न दलहरूका हजारौं नेता कार्यकर्ताहरू प्रत्यासीहरू आ-आफ्नो निर्वाचन क्षेत्रमा प्रचार प्रसार, मोलमोलाइ, भेटघाट लगायतका विभिन्न कार्यक्रमहरुमा व्यस्त छन। के प्रत्यासी, राष्ट्रिय स्तरका नेताहरु, सांसदहरू, मन्त्रीहरू तथा हालका कार्यवाहक प्रधानमन्त्री र पुर्व प्रधानमन्त्रीहरुसमेत यो जोर जुलुममा सहभागी भई आ-आफ्ना स्थानीय नेताहरूकोलागि भोट मागिरहेका छन्। रूपन्देही, नवलपरासी, दाङ, पाल्पा, गुल्मी, अर्घाखाँची लगायतका लुम्बिनी प्रदेश अन्तर्गतका जिल्लाहरु पनि यस प्रक्रियामा अछुतो रहने कुरै भएन जसले देशकै राजनीतिक भविष्य निर्धारण गर्ने घङडान राजनीतिज्ञहरू जन्माएको छ।  विष्णु प्रसाद पौडेल, बालकृष्ण खाँण, घनश्याम भुसाल, कृष्ण वहादुर महरा, नेकपा एमालेका महासचिव  शंकर  पोखरेल, सोमनाथ पान्डे, प्रदीप ज्ञवाली, मोदनाथ प्रश्रित जस्ता राष्ट्रिय स्तरका नेताहरुको उपस्थिति रहेको प्रदेश, सामाजिक, आर्थिक र राजनीतिक हिसाबले अत्यन्त महत्वपूर्ण जिल्लाहरु, राष्ट्रिय र अन्तराष्ट्रिय रूपमा सामरिक महत्व वोकेको क्ष

Ongoing Liquidity Crisis and Nepalese Economy. Reason and Measures

 There has been a severe liquidity Crisis witnessed across the country since last couple of months. Many have been claiming that it's due to irresponsible acts of banking sectors, taking almost 30% growth of lending within first 4 months of current fiscal years while growth in deposit is only 19%. In contrast bankers and other some economist saying, this liquidity Crisis is mainly occurred due to delays in governments capital expenditure. There are some voices who are stating current crisis is mainly fueled by NRB's latest monitary  policy restricted Banking sector to finance their majority of capital and reserves, Debentures and new provisions that restrict them further invest in the market.  What is real status of economy?  During first 4 months of ongoing fiscal year, government capital expenditure is only 6%  which was around 10% in previous years. Remittance growth is after many years shown downward growth, decreased around 11%  as compared with previous year. Export has i

Increasing Non-Performing Loan (NPA’s) of Vehicle Financing-Case Study (Presentation to ALC Training on Professional Writing Training)

  Study Reports of Increasing Non-Performing Loan (NPA’s) of Vehicle Financing Designing of Appropriate Tool for Reducing the NPA of Bank of Nepal Limited     Presented to Chief Executive Officer Bank of Nepal Limited Putalisadak, Kathmandu Nepal     Presented by Relationship Manager Bank of Nepal Limited Putalisadak, Kathmandu Nepal       November 13, 2018 1.      Executive Summary                                                                          I Bank of Nepal Limited has witnessed a significant amount of Non-performing loan (NPA) especially in vehicle loan financing. Total NPA of the bank under vehicle financing is Rs.87.50 million which is approximately 3.5% of total bank’s exposure. Therefore, this report tries to find out the reason of increasing bad debt of vehicle loan. Similarly, through this study it is also expected to find out the appropriate mechanism and strategies to be implemented by the bank so that increasing size